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Using Open Banking to Digitize Your Institution? Consider Conducting an API Risk Assessment

APIs have become an effective communication method for many fintech’s, banks, and credit unions. Therefore, when conducting an API risk...

COVID-19 REGULATORY COMPLIANCE: When is a loan modification a troubled debt restructuring?

How financial institutions can avoid troubled debt restructuring accounting after the CARES Act provisions expire. During the COVID-19...

Steps to Begin COVID-19 Loan Workout Discussions

With a rising number of COVID-19 cases as we move into the winter months, there is concern about more lock downs and the economic fallout...

Originating New Loans During COVID-19: Character Risks That Credit Analysts Must Consider Before Rec

With the economic fallout related to COVID-19, loan demand may be soft. Businesses have taken PPP loans and filed for forgiveness. The...